Buying A Home
Nothing beats the feeling of waking up to the first day in a new home. Looking around the room you realize, that just a few months ago this was still a dream, but now these walls, doors and windows all belong to you.
However, the process to get to this point can sometimes be intimidating and confusing. As an experienced real estate agency, we are here to guide you through the entire process from selecting the right home, to closing at the right price…your price. Our experienced brokers will help you shop for the best rates, terms and can even suggest mortgage lenders.
Before Purchasing a Home
Check Your Credit: Get copies of your credit report. If need be, clean it up. Remember, the higher your credit score, the better your loan interest rate. You should check all the three major credit reporting companies: Experian, Equifax and TransUnion, as each may have slightly different information.
Price Range: Determine your price range before you consider the areas you would like to live, so you can look at homes only in your budget.
Find a Lender: Most people have to take out a loan to buy a home, and you want to be prepared to make a purchase offer as soon as you find a home you’re interested in. So, you want to make sure that you are approved for a loan before you look at homes. If you need help finding a lender, we can recommend trusted lenders in the area.
Research: The details count when looking for the perfect home. If you have children, you will want to consider the school districts in the area. Do you want more bedrooms or bathrooms? Would you prefer a newer or older home? These are all things to keep in mind when looking for your new home.
Your Home Dreams Come True
Found Your Home?: When you find the home you want to buy and are ready to prepare a written offer, heed the advice of your broker as they are familiar with market value and will help you arrive at a price that gives your offer the best chance of being accepted.
Once Your Offer is Accepted: After your offer is accepted, you’ll have a grace period to get the house professionally inspected. This is the time to request repairs or submit a counter offer if need be. The next step is to verify that the terms and conditions on your loan are accurate. Also, we’ll go over your signing papers. Our job is to be there with you through every step of the way.
Moving Time: Now that you’ve obtained your home, the next step is moving arrangements. If you plan on hiring a professional mover, schedule accordingly. We can also suggest many reputable companies. Don’t forget to submit a change of address form and contact the local utility companies.
Below are some Useful Guides we have created to help you in your search and make you aware of the processes involved in purchasing a home.
- THE Home 4 THE Price
- Avoid Common Errors
- Your First Time
- Do You Need It?
- Road To Home Ownership
- Working With Real Estate Agents